KJ Financial's core beliefs
KJ Financial is built on several non-negotiable core beliefs that we’ve developed, refined and continue to refine…
When you come to the end of your life…which will have been more important to you…the rate of return you earned while you were alive or the money you had available to spend your ENTIRE life?
In order to accomplish these core beliefs we need to know the Capital Equivalent Value of different types of investment or savings accounts.
WHY is our basic goal for retirement to create the MOST lifelong income with LEAST amount of our money…doing so gives you MORE money to live on while you’re working AND when you’re retired…
Hypothetical Example of how we look at things differently…
Which income source would you prefer to create the same $7,000 gross income…
Using option 1 for new money…money not already in an IRA or 401k …or 401k or IRA money you want to minimize the taxes on and option 2 for that IRA and 401k are examples of utilizing our core beliefs and Capital Equivalent Value in creating a safer, more efficient…ultimately better plan for you!
A question you’ve likely never been asked…
Is it better to fund retirement with 100 cent dollars to be able to spend 70 or 80 cent dollars in retirement or fund with 75 cent dollars and be able to spend 100 cent dollars in retirement…actually with the efficiency and higher withdrawal rates it may be more like 120 cent, 130 cent, 140 cent or higher dollars?
Want to see what one looks like for you?
Call Kurt on his direct line 816.582.5532 or email [email protected]
- We believe what we’re taught to be true needs to be actually true and we should challenge and test what is taught to be true until we can prove it is true.
- We believe we should pay taxes once on money we earn when we trade time for someone else’s money and never pay taxes on the money our money earns and take it off the radar of the IRS.
- We believe our Social Security income should not be taxed because it is unearned income and it has already been taxed.
- We believe how we distribute our wealth is much more important than wealth accumulation…which means we must constantly challenge traditional financial planning to stop following people off the financial cliff.
- We believe we can recapture, recoup and strategically redeploy the $100,000’s people are unknowingly and unnecessarily transferring to financial institutions and Uncle Sam…thus shifting the chance of financial success back to you!
When you come to the end of your life…which will have been more important to you…the rate of return you earned while you were alive or the money you had available to spend your ENTIRE life?
In order to accomplish these core beliefs we need to know the Capital Equivalent Value of different types of investment or savings accounts.
WHY is our basic goal for retirement to create the MOST lifelong income with LEAST amount of our money…doing so gives you MORE money to live on while you’re working AND when you’re retired…
Hypothetical Example of how we look at things differently…
Which income source would you prefer to create the same $7,000 gross income…
- $100,000 of your money giving you about a 95% chance for this income to last from age 65 to 100 and it is tax-free, off-the-grid income.
- $140,000 of your money creating a guaranteed income for life that was either only taxable on your gains or if it was an IRA or 401k money it is all taxable.
- $175,000 of your money giving you about a 40% or lower chance of lasting from 65 to 100 and it is all taxable.
- $318,182 of your money giving you about a 95% chance of lasting from age 65 to 100 and is all taxable.
Using option 1 for new money…money not already in an IRA or 401k …or 401k or IRA money you want to minimize the taxes on and option 2 for that IRA and 401k are examples of utilizing our core beliefs and Capital Equivalent Value in creating a safer, more efficient…ultimately better plan for you!
A question you’ve likely never been asked…
Is it better to fund retirement with 100 cent dollars to be able to spend 70 or 80 cent dollars in retirement or fund with 75 cent dollars and be able to spend 100 cent dollars in retirement…actually with the efficiency and higher withdrawal rates it may be more like 120 cent, 130 cent, 140 cent or higher dollars?
Want to see what one looks like for you?
Call Kurt on his direct line 816.582.5532 or email [email protected]