Does Kansas Tax Social Security
Short answer:
It depends on your income. If your federal adjusted gross income is $75,000 or less, Kansas does not tax your Social Security benefits at all. Above $75,000, the federally taxable portion of your benefits may also be subject to Kansas state income tax.
Kansas uses a straightforward income cutoff. If your federal adjusted gross income, which includes Social Security, pensions, wages, and other sources, comes in at or below $75,000, your Social Security benefits are fully exempt from Kansas state income tax. That exemption applies to both single and joint filers.
Once your federal AGI crosses $75,000, the portion of your Social Security that the IRS already treats as taxable also becomes taxable at the state level in Kansas. Kansas does not create a new calculation. It simply applies state income tax to whatever amount was already included in your federal adjusted gross income.
This threshold has not changed recently. The $75,000 figure is confirmed in the Kansas Department of Revenue 2025 Individual Income Tax Instructions and applies to all filing statuses.
Why this matters
Many Kansas retirees who keep their total income at or below $75,000 will pay zero Kansas state tax on their Social Security benefits. For a couple with combined income slightly above that line, even a modest Roth conversion strategy or adjusted withdrawal order could keep them under the threshold and save real money every year.
Good to know
Tax rules can change. Always verify current Kansas guidance at ksrevenue.gov. Federal Social Security taxation rules remain in effect regardless of the Kansas threshold.
Sources
Kansas Department of Revenue (ksrevenue.gov), Social Security Administration (ssa.gov), Internal Revenue Service (irs.gov)
Are you ready to book a quick 15-minute, no-pitch call to sketch your Lifestyle-First Retirement Income Blueprint?
We'll focus on your essentials and non-negotiable adventures, and how Protected Lifetime Income (PLI) can give you a license to spend without relying on Monte Carlo "probabilities" or 1990s withdrawal rules.
Book your call: https://tidycal.com/kurt3/retirement-income-blueprint-call
Educational only. Not tax, legal, or individualized investment advice.
See all Retirement Income Answers:
https://www.maxmyretirementincome.com/retirement-income-answers.html
It depends on your income. If your federal adjusted gross income is $75,000 or less, Kansas does not tax your Social Security benefits at all. Above $75,000, the federally taxable portion of your benefits may also be subject to Kansas state income tax.
Kansas uses a straightforward income cutoff. If your federal adjusted gross income, which includes Social Security, pensions, wages, and other sources, comes in at or below $75,000, your Social Security benefits are fully exempt from Kansas state income tax. That exemption applies to both single and joint filers.
Once your federal AGI crosses $75,000, the portion of your Social Security that the IRS already treats as taxable also becomes taxable at the state level in Kansas. Kansas does not create a new calculation. It simply applies state income tax to whatever amount was already included in your federal adjusted gross income.
This threshold has not changed recently. The $75,000 figure is confirmed in the Kansas Department of Revenue 2025 Individual Income Tax Instructions and applies to all filing statuses.
Why this matters
Many Kansas retirees who keep their total income at or below $75,000 will pay zero Kansas state tax on their Social Security benefits. For a couple with combined income slightly above that line, even a modest Roth conversion strategy or adjusted withdrawal order could keep them under the threshold and save real money every year.
Good to know
Tax rules can change. Always verify current Kansas guidance at ksrevenue.gov. Federal Social Security taxation rules remain in effect regardless of the Kansas threshold.
Sources
Kansas Department of Revenue (ksrevenue.gov), Social Security Administration (ssa.gov), Internal Revenue Service (irs.gov)
Are you ready to book a quick 15-minute, no-pitch call to sketch your Lifestyle-First Retirement Income Blueprint?
We'll focus on your essentials and non-negotiable adventures, and how Protected Lifetime Income (PLI) can give you a license to spend without relying on Monte Carlo "probabilities" or 1990s withdrawal rules.
Book your call: https://tidycal.com/kurt3/retirement-income-blueprint-call
Educational only. Not tax, legal, or individualized investment advice.
See all Retirement Income Answers:
https://www.maxmyretirementincome.com/retirement-income-answers.html